Texas Hard Money Lender
Get reliable fix and flip loans in Texas. Same-day approvals, interest-only payments, and loans that close in as little as 3–5 business days keep your projects moving.
Looking for reliable financing for your real estate investments in Texas? Crebrid is a leading hard money lender in Texas, providing loan structures built for speed and simplicity. We fund fix-and-flip loans in Dallas, bridge loans in Houston, and investment property loans across Austin and San Antonio, helping investors move on opportunities without bank delays.
What is a Hard Money Loan?
A hard money loan from Crebrid offers a flexible alternative to traditional financing, leveraging existing assets rather than income for collateral. Ideal for investors with valuable properties but limited income, our hard money loans feature competitive interest rates and favorable repayment terms, empowering borrowers to secure the funding they need swiftly and efficiently.
Cities We Serve in Texas
Ready to seize your next real estate investment opportunity in Texas? Explore hard money loan rates with Crebrid and unlock swift, reliable financing tailored to your needs.
Loan Options
Explore short-term real estate financing options tailored to Texas investors:
Finance purchase and rehab with loan structures based on After-Repair Value (ARV), ideal for quick turnarounds in competitive Texas markets.
Learn MoreClose on investment properties fast while you secure long-term financing or reposition assets
Learn MoreGround-up funding for infill builds or multi-unit projects in growing Texas metros.
Learn MoreUnlock equity or shift short-term notes into new terms without interrupting your investment timeline.
Learn MoreWe Close Loans On-Time. Every Time.
At Crebrid, we offer Fix-and-Flip loans based on After-Repaired Value (ARV). Our financing solutions cover up to 90% of project costs, ensuring investors have the capital required to succeed in their ventures. We back every loan with clear underwriting, direct communication, and a tech-driven platform that keeps funding on schedule. From initial approval to draw management, our process is built to eliminate delays so your project stays on track and profitable.
How Our Process Works in Texas
With 75 years of combined experience, we’ve built a system investors trust: on-time closings, reliable draws, and transparent terms that keep your projects running smoothly. Our local market knowledge across Texas means we anticipate challenges before they impact your deal. Every step is backed by a dedicated team that tracks your loan from application to payoff. We’ve refined our process to handle high-volume transactions without sacrificing accuracy or speed, ensuring your funding is as dependable as your investment strategy.
Our tech-powered platform puts you in control. Move through the application process on your schedule, without unnecessary back-and-forth. It’s built to get you further, faster—with no wasted time.
We underwrite with speed and precision. Our process is seamless, supported by smarter market data and more relevant appraisals. You get decisions quickly—and insight that adds value, not complexity.
For renovation-heavy projects, our draw system keeps cash flowing. Submit progress photos and invoices through the portal, and we process draw requests promptly so crews stay paid and your schedule stays intact.
After your project sells or refinances, repayment is straightforward. No surprises, no hidden fees. Many investors roll directly into their next deal, using our platform as a reliable capital partner for scaling their portfolio.
Exit on your timeline with no prepayment penalties.
They Hit Submit. We Did the Rest.
Texas Real Estate Market Insights
The Texas market continues to attract investors, with rising demand across both urban and suburban regions:
- Median Home Prices: Texas saw an average 0.6% year-over-year increase, with major metros like Austin and Dallas maintaining strong appreciation rates.
- Rental Growth: The U.S. Census Bureau–reported rental vacancy rate in Texas was 9.2% in 2024, compared to the national average of ~7%—a signal that rental supply may be outpacing demand in the short term.
- Top Investment Cities: Major metro markets remain strong entry points—Dallas, Fort Worth, Austin, and San Antonio all maintained stable home sales and investor activity in early 2025, with Dallas–Fort Worth showing strong draw for fix-and-flip operators and Austin attracting new investors despite oversupply in multifamily units.
Submit Your Texas Deal Today
Explore More States Across the Country
Crebrid provides hard money loans to clients across the USA.
Additional Resources
Strategies for Using Hard Money Loans to Renovate Residential Properties in San Antonio, TX
08.31.2024
Essential Tips for First-Time Hard Money Borrowers in Fort Worth
10.31.2024
How to Find the Right Hard Money Lender for Your Dallas Investment Property
10.20.2024
The Benefits of Hard Money Loans for New Construction Projects in Dallas, TX
02.10.2025Texas Real Estate Investing FAQs
Hard money lending in Texas doesn’t have to be complicated. Find the answers here.
Rates on Texas hard money loans vary based on deal factors like property type, leverage, and experience level. Our rates are always competitive. By focusing on asset value instead of income, we can structure competitive pricing that supports both flips and long-term strategies.