Virginia Hard Money Lender
Access fast, flexible fix-and-flip financing across Virginia with Crebrid. Our borrower-driven tech platform delivers same-day pricing and approvals, transparent line-item term sheets, and interest-only payments. Backed by institutional capital for reliability through market cycles, we coordinate attorney closings and rapid inspections from Richmond to Virginia Beach to Northern Virginia—so you can close in as little as 3–5 business days and keep your project moving without delays.
Residential Transition & Hard Money Lending in Virginia
Are you looking for quick, reliable financing for your real estate investments in Virginia? Crebrid is your trusted hard money lender, offering loan solutions designed for speed and efficiency. Whether you’re funding a fix-and-flip in Alexandria, securing bridge loans in Norfolk, or financing investment properties in Virginia Beach, our streamlined process ensures that you can act quickly and seize opportunities as they arise.
At Crebrid, we specialize in asset-based lending, which means we focus on the value of your property rather than your personal income. This approach allows us to provide fast, dependable capital to investors across Virginia, from major cities to emerging markets.
What is a Hard Money Loan?
A hard money loan (also known as a residential transition loan “RTL”) from Crebrid offers a practical and efficient alternative to traditional bank financing. Instead of relying on credit history and income verification, our loans are secured by the value of the property itself. This makes it easier for investors to access funds quickly, without the lengthy approval processes typical of conventional lenders.
Our hard money loans come with competitive rates and flexible terms, designed to help you close deals faster and with fewer obstacles.
Cities We Serve in Virginia
Ready to move forward with your next real estate investment in Virginia? Crebrid provides reliable hard money loans across the state, allowing you to access funding no matter where your opportunities arise.
Loan Options
Explore the short-term financing options Crebrid offers to Virginia investors:
Finance your property purchases and renovations with loans based on After-Repair Value (ARV). Ideal for quick-turnaround projects in Virginia’s competitive real estate markets, our fix-and-flip loans ensure you have the capital you need to buy, renovate, and sell successfully.
Learn MoreSecure investment properties quickly while you arrange longer-term financing. Crebrid’s bridge loans give you the flexibility to act fast in high-demand markets like Alexandria or Norfolk. Close deals quickly, and avoid the delays that come with traditional lenders.
Learn MoreIf you're working on new builds, Crebrid’s New Construction Loans provide funding for ground-up projects. Whether you’re building single-family homes or multi-unit developments in cities like Roanoke or Richmond, our loans support your construction efforts every step of the way.
Learn MoreUnlock the equity in your existing properties or shift your short-term loans into more favorable long-term terms. With Crebrid’s refinance options, you can streamline your portfolio and maintain steady cash flow for ongoing investments.
Learn MoreHow Our Process Works in Virginia
At Crebrid, we understand the importance of timing in real estate. We offer fix-and-flip loans based on After-Repaired Value (ARV), financing up to 90% of project costs. Our fast, tech-driven underwriting ensures that we can provide the funding you need quickly and efficiently. From the moment you’re approved, we work to eliminate delays and ensure your project stays on track and profitable.
Apply in minutes, price your loan in real time, and generate instant, line-item term sheets. No surprises. Our AI-assisted underwriting and automated verifications cut down timelines while keeping you dialed in with a clean, intuitive borrower dashboard.
We’re plugged into institutional capital and capital-markets partners—giving your deal the scale, strength, and follow-through local lenders can’t match. Built to perform through cycles, not just good markets.
Pick your leverage, term, and fee profile to fit the project—not a preset box. Every number is upfront: rate, points, draw timing, and costs. No “gotchas,” ever.
We coordinate attorney closings statewide and move projects forward with responsive inspections and same-day draw decisions whenever possible. You’ll always know where things stand—and who’s on point.
Short-term loans designed for Virginia investors—engineered to close fast, fund reliably, and deliver institutional-grade consistency with zero friction.
They Hit Submit. We Did the Rest.
Submit Your Virginia Deal Today
Virginia Real Estate Market Insights
Virginia’s real estate market is thriving, with steady growth across both urban and suburban areas:
- Top-Market Status: Richmond and Virginia Beach both landed on Realtor.com’s Top Housing Markets 2025 lists, underscoring demand resilience.
- Hot Suburbs: Henrico (ZIP 23229) ranks among the South’s Hottest ZIPs 2025, signaling heightened buyer attention and faster sales.
- Investor Outlook: With Richmond remaining nationally competitive and statewide prices drifting higher, Virginia offers both momentum plays and suburban targets with strong buyer interest.
Explore More States Across the Country
Crebrid provides hard money loans to clients across the USA.
Additional Resources
How to Scale from One Flip to Multiple Properties Successfully
08.25.2025
Using Data to Forecast Market Trends and Time Your Flip
08.25.2025
The Most Overlooked Steps in Property Due Diligence
08.25.2025Virginia Real Estate Investing FAQs
Here are answers to some of the most frequently asked questions from Virginia real estate investors. Whether you're new to hard money lending or experienced, these FAQs will guide you through the process.
Interest rates vary based on factors like property type and investor experience. Crebrid offers competitive rates that focus on asset value rather than personal income, giving you the flexibility to move forward with your projects.