Montana Hard Money Lender
Secure fast, flexible fix-and-flip financing across Montana with Crebrid. We offer same-day approvals, interest-only payments, and loans that close in as little as 3–5 business days, ensuring your projects stay on track and on time. Whether you're flipping homes in Bozeman, funding bridge loans in Great Falls, or securing investment property loans in Billings, Crebrid provides the reliable funding you need to move fast on opportunities.
Residential Transition & Hard Money Lending in Montana
Looking for efficient financing to fuel your real estate investments in Montana? Crebrid specializes in offering quick and reliable hard money loans, designed to keep your projects moving without unnecessary delays. Whether you’re flipping properties in Missoula, securing bridge financing in Bozeman, or funding long-term rental properties in Helena, we provide streamlined solutions for every stage of your investment journey.
We focus on asset-based lending, where the value of the property itself is used as collateral. This approach allows us to offer flexible loan structures that work quickly, with fewer restrictions than traditional bank loans, so you can seize opportunities when they arise.
What is a Hard Money Loan?
A hard money loan from Crebrid is a short-term, asset-backed financing option that focuses on the property’s value, not your credit score or income. This makes it an ideal choice for real estate investors who need fast capital without the red tape of conventional financing. Whether you're flipping, building, or refinancing, Crebrid’s hard money loans offer competitive rates, flexible repayment terms, and the speed needed to move your projects forward without delay.
Cities We Serve in Montana
Ready to get started with your next investment project in Montana? Crebrid offers reliable, swift financing options across the state, from urban centers to growing regional markets.
Loan Options
Crebrid provides a wide range of short-term financing options designed for Montana investors:
Finance the purchase and renovation of distressed properties with ARV-based loans, ideal for fast-paced flips in Montana’s competitive real estate markets. These loans provide the capital you need to purchase, renovate, and sell quickly.
Learn MoreClose on investment properties quickly while you secure long-term financing or reposition assets. Perfect for Montana investors, our bridge loans allow you to move fast on deals, whether you’re buying in Billings or securing a property in Missoula.
Learn MoreFrom ground-up builds to multi-unit developments, Crebrid offers funding for new construction projects across Montana’s expanding metros. These loans cover both land acquisition and construction costs, helping you build with confidence.
Learn MoreTap into your property’s equity or restructure short-term loans into more favorable long-term financing. Our refinance loans provide the flexibility to optimize your portfolio without disruption.
Learn MoreHow Our Process Works in Montana
At Crebrid, we offer fix-and-flip loans based on After-Repaired Value (ARV), financing up to 90% of project costs. Our system is designed to provide fast approvals and efficient processing, ensuring your project stays on schedule. From initial underwriting to draw management, we eliminate delays and offer clear, transparent terms that keep you informed at every step.
With over 75 years of combined experience, Crebrid has perfected a system that investors trust to keep their projects on track. Our local expertise across Montana allows us to anticipate potential hurdles and address them before they become issues, ensuring smooth and reliable financing throughout your project.
Submit your project details—property address, purchase price, rehab budget—through our streamlined platform, and we’ll handle the rest. No delays, no back-and-forth, just fast, efficient financing.
With institutional funding and a deep understanding of Montana’s real estate market, we provide the support and reliability your projects need. We’re here to guide you through every market condition.
Choose your leverage, loan term, and fee structure based on your project’s requirements. Everything is laid out clearly upfront rates, points, fees, and timing so you’re always in control.
From Billings to Missoula, we ensure smooth attorney closings, timely inspections, and same-day draw decisions whenever possible. You’ll always know the next step and who’s managing your deal.
Real estate loans built for Montana investors, designed to close quickly, provide reliable funding, and deliver institutional-grade performance without unnecessary complications.
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Montana Real Estate Market Insights
Stable pricing and longer timelines call for conservative carry assumptions, with Billings and Kalispell offering workable exits in employment-anchored areas:
- Montana is stable on price with longer marketing windows. Statewide average value ~$460K, +1.1% YoY and ~37 days to pending. Plan conservative holds and watch inventory trends
- In Billings, recent reads show ~47 median DOM and near-ask sale ratios, a good fit for rentals and light value-add. Neighborhood-level pages help fine-tune list strategy.
- Affordability is the strategic watch-item. Montana led the U.S. in housing affordability gap mid-2025. For investors, that means underwriting with stricter income-to-payment tests and focusing on stable employment centers.
Explore More States Across the Country
Crebrid provides hard money loans to clients across the USA.
Additional Resources
The Undead Project: When Your Flip Becomes a Ghost Story
10.23.2025
How to Scale from One Flip to Multiple Properties Successfully
08.25.2025
Using Data to Forecast Market Trends and Time Your Flip
08.25.2025Montana Real Estate Investing FAQs
Here are answers to common questions about hard money loans in Montana. Whether you're new to real estate investing or a seasoned pro, these FAQs provide clarity on how we work.
Rates are competitive and tailored to the specifics of your deal. We base rates on property value, which gives you flexibility without focusing on personal income or credit history.