Wildcat Lending is now Crebrid—powered by a new partnership with Barings. Press release here.

Colorado Hard Money Lender

Crebrid is Colorado’s tech-enabled private lender for short-term real estate capital—built for speed, certainty, and total transparency. From Denver flips to Colorado Springs rentals and Fort Collins new builds, we pair local expertise with a modern, borrower-driven platform so your project never stalls in a bank line.

Residential Transition & Hard Money Lending in Colorado

Looking to fund your real estate investment in Colorado? Crebrid is the go-to hard money lender in the state, offering tailored loan solutions designed to meet your needs. Whether you're flipping houses in Denver, closing on a property in Colorado Springs, or buying investment properties in Fort Collins, our straightforward process ensures you’re ready to take action without the hassle of traditional banks.

Our asset-based lending approach focuses on your property’s value, not your personal credit history, allowing us to quickly approve and fund your deals, regardless of your financial background. With Crebrid, you can access the capital you need to succeed in Colorado’s dynamic real estate market.

What is a Hard Money Loan?

A hard money loan (also known as a residential transition loan “RTL”) from Crebrid provides a fast, reliable financing alternative for real estate investors. Instead of relying on income verification or credit scores, we use your property’s value to secure the loan, allowing you to get the funds you need quickly and without the delays typical of traditional lenders.

Ideal for those with valuable assets but less-than-ideal credit, our hard money loans offer competitive interest rates and flexible terms, ensuring that you can fund your real estate investments without waiting months for approval.

Cities We Serve in Colorado

Ready to seize your next real estate investment opportunity in Colorado? Explore hard money loan rates with Crebrid and unlock swift, reliable financing tailored to your needs.

Denver
Colorado Springs
Aurora
Fort Collins
Lakewood
Thornton
Arvada
Westminster

Loan Options

Explore the tailored loan options Crebrid offers to Colorado real estate investors:

Fix & Flip Loans

If you're looking to purchase, renovate, and sell properties quickly, our Fix & Flip Loans are the perfect solution. We base loans on After-Repair Value (ARV), giving you the funds you need to complete the renovation and turn your investment around in record time. Whether you’re flipping in Colorado Springs or Boulder, we’ve got you covered.

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Bridge Loans

Our Bridge Loans allow you to act quickly by funding short-term projects while you secure long-term financing. Whether you’re closing a deal in the competitive Denver market or repositioning an asset in Aurora, our bridge loans give you the flexibility you need to move forward without delay.

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New Construction Loans

If you're planning a new build, Crebrid’s New Construction Loans provide the capital necessary to fund ground-up projects. From residential homes to multi-unit developments in fast-growing areas like Westminster and Fort Collins, we help you get started without waiting for traditional bank financing.

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Refinance Loans

Our Refinance Loans allow you to tap into your property’s equity or restructure short-term loans into long-term financing options. Whether you need to adjust terms on your existing projects or fund your next venture, Crebrid’s refinance solutions offer the flexibility to keep your portfolio growing.

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How Our Process Works in Colorado

At Crebrid, we offer fix-and-flip loans based on After-Repaired Value (ARV), covering up to 90% of project costs. Our financing solutions come with clear underwriting, direct communication, and a tech-driven platform that ensures your funding stays on track. From initial approval to draw management, our process is designed to eliminate delays and keep your projects running smoothly and profitably.

Technology that moves deals—not paperwork.

Apply in minutes, price your loan in real time, and generate instant, line-item term sheets. No surprises. Our AI-backed underwriting and automated verifications compress timelines while keeping you fully in the loop through a clean, intuitive borrower dashboard.

Institutional capital. Built-in confidence.

We’re wired into institutional capital and capital-markets partners—bringing your deal the strength, scale, and reliability that mom-and-pop lenders can’t touch. Backed through cycles, not just sunny markets.

Transparent structure. You stay in control.

Choose your leverage, term, and fee profile to match the deal—not the lender. Every number is visible upfront: rate, points, draw timing, and total costs. No “gotchas,” ever.

On-the-ground closings. Real-time decisions.

We coordinate attorney closings across Colorado and move projects forward with responsive inspections and same-day draw decisions whenever possible. You’ll always know who’s handling what—and when.

The results.

Short-term loans built for Colorado investors—engineered to close fast, fund construction reliably, and deliver institutional-grade performance with no friction.

They Hit Submit. We Did the Rest.

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Steve Jones
 - Fargo, ND

Thanks to Crebrid, my partner and I were able to complete our renovations quickly and get our investment property on the market in no time at all.

Bella Investments

Fantastic service from William at Crebrid! He ensured my draw requests were processed smoothly and efficiently, with great attention to detail and communication. Truly professional and dedicated—highly recommend for any lending needs!

Alicia Berridge
 - St. Louis / California

I’ve worked with Crebrid on four transactions since November 2023, and they’ve been exceptional every step of the way—from lending and insurance to rehab and answering all my questions. They’re professional, reliable, and ethical—especially in the hard money space. Big shoutout to Jack, my rep, for your patience and support. You’re the best. Love this team!

Submit Your Colorado Deal Today

Explore Rates

Colorado Real Estate Market Insights

Colorado in 2025 features higher prices, longer marketing times, and a buyer-friendlier Denver:
  • Denver Shift: Denver’s median hit $575,000 (–1.6% YoY) with 43 median days on market, reflecting a cooler, more negotiable environment; view the Denver trend page.
  • Buyer’s Market Signals: Denver now shows a record buyer-seller gap and the highest unsold listings in 10+ years.
  • Rents Easing: Denver is among metros seeing rent declines thanks to new supply.
  • Top-Market Watch: Colorado Springs is a Top Housing Market for 2025, per Realtor.com’s forecast, signaling spillover demand along the Front Range.

Explore More States Across the Country

Crebrid provides hard money loans to clients across the USA.

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Additional Resources

News , Investment

How to Scale from One Flip to Multiple Properties Successfully

08.25.2025
Landing your first flip is just the beginning. To scale successfully, investors need systems, reliable teams, and structured financing. By standardizing processes, building strong partnerships, diversifying deals, and planning exits in advance, you can grow your portfolio strategically while protecting profits.
News , Loans

Using Data to Forecast Market Trends and Time Your Flip

08.25.2025
Successful flips aren’t about luck—they’re about timing. By analyzing local sales trends, inventory levels, and broader economic factors, investors can predict market shifts and plan their buy-renovate-sell strategy with confidence. Data-driven timing turns risk into opportunity and maximizes ROI.
News , Investment

The Most Overlooked Steps in Property Due Diligence

08.25.2025
Smart real estate investors know due diligence goes far beyond inspections and comps. From zoning rules and property history to neighborhood trends and hidden costs, uncovering these often-overlooked details protects your ROI and helps you make confident investment decisions.

Colorado Real Estate Investing FAQs

Here are answers to common questions that Colorado investors often ask about hard money loans. Whether you’re a seasoned investor or just getting started, these FAQs can help clarify the process.

Crebrid’s interest rates are competitive and tailored to each deal’s specifics, such as property type and investor experience. By focusing on asset value rather than personal income, we ensure that you get a financing solution that suits your needs, whether you're flipping, renting, or building.