Wildcat Lending is now Crebrid—powered by a new partnership with Barings. Press release here.

Tennessee Hard Money Lender

Crebrid is Tennessee’s tech-enabled private lender for short-term real estate capital—built for speed, certainty, and total transparency. From Nashville flips to Memphis rentals and Knoxville new builds, we pair local expertise with a modern, borrower-driven platform so your project never stalls in a bank line.

Residential Transition & Hard Money Lending in Tennessee

Looking for fast, flexible financing for your real estate deals in Tennessee? Crebrid is one of the top hard money lenders in the state, offering loan solutions built for speed and efficiency. Whether you're funding a fix-and-flip in Nashville, securing a bridge loan in Memphis, or investing in properties across Chattanooga or Franklin, Crebrid’s loan structures are designed to meet your needs without delays.

We prioritize asset-backed lending, focusing on the value of your property rather than your personal financial history. This enables us to provide fast, reliable funding for investors in Tennessee, so you can focus on growing your portfolio.

What is a Hard Money Loan?

A hard money loan (also known as a residential transition loan “RTL”) from Crebrid is a flexible and fast alternative to traditional financing. Unlike conventional loans that rely on your credit score and income, we base our loans on the value of the property itself. This approach makes it easier for investors to get funding quickly and efficiently, especially those with limited income or unconventional financial backgrounds.

Cities We Serve in Tennessee

Ready to move forward with your next real estate investment in Tennessee? Crebrid offers hard money loan options statewide, enabling you to seize opportunities in cities large and small.

Nashville
Memphis
Knoxville
Chattanooga
Clarksville
Murfreesboro
Franklin
Jackson

Loan Options

Explore the financing options Crebrid offers to Tennessee investors:

Fix & Flip Loans

Our Fix & Flip Loans are perfect for buying and rehabbing properties in Tennessee’s competitive markets. We base loans on After-Repair Value (ARV), which helps you finance both the purchase and the renovation. These loans enable quick turnarounds, allowing you to maximize your profit and keep your capital flowing.

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Bridge Loans

Our Bridge Loans allow you to secure investment properties quickly while you arrange for longer-term financing. Whether you’re closing a deal in fast-paced cities like Nashville or repositioning an asset in Clarksville, Crebrid’s bridge loans give you the flexibility to act swiftly and without delays.

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New Construction Loans

Crebrid provides funding for new construction projects across Tennessee. Whether you’re building in a growing area like Franklin or developing multi-unit properties in Chattanooga, we offer the capital you need to get your project off the ground and keep it moving.

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Refinance Loans

Our Refinance Loans allow you to unlock the equity in your properties or restructure short-term loans into more favorable long-term financing. This option is ideal for investors looking to optimize their portfolio and keep their cash flow consistent, whether in Memphis or Nashville.

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How Our Process Works in Tennessee

At Crebrid, we understand that timing is everything in real estate. That’s why we ensure your fix-and-flip loan is based on After-Repaired Value (ARV) and covers up to 90% of your project costs. We back every loan with precise underwriting, direct communication, and a tech-powered platform that ensures your deal closes on time. With us, you’ll never have to worry about delays.

Technology that moves deals—not paperwork.

Apply in minutes, price your loan in real time, and generate instant, line-item term sheets. No surprises. Our AI-driven underwriting and automated verifications trim timelines while keeping you fully in the loop through a streamlined borrower dashboard.

Institutional backing. Long-term reliability.

We’re connected to institutional capital and capital-markets partners—bringing your deal the scale, strength, and stability mom-and-pop lenders can’t deliver. Through market swings, not just smooth stretches.

Full transparency. You’re in the driver’s seat.

Set your leverage, term, and fee structure to match the project, not someone else’s template. Everything’s laid out up front: rates, fees, draws, and timing. No “gotchas,” ever.

Statewide closings. Same-day decisions.

We coordinate attorney closings across Tennessee and move deals forward with responsive inspections and same-day draw decisions whenever possible. You’ll always know who’s on it—and what’s next.

The results.

Short-term loans built for Tennessee investors—structured to close fast, keep projects funded, and deliver institutional-grade confidence without the red tape.

They Hit Submit. We Did the Rest.

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Steve Jones
 - Fargo, ND

Thanks to Crebrid, my partner and I were able to complete our renovations quickly and get our investment property on the market in no time at all.

Bella Investments

Fantastic service from William at Crebrid! He ensured my draw requests were processed smoothly and efficiently, with great attention to detail and communication. Truly professional and dedicated—highly recommend for any lending needs!

Alicia Berridge
 - St. Louis / California

I’ve worked with Crebrid on four transactions since November 2023, and they’ve been exceptional every step of the way—from lending and insurance to rehab and answering all my questions. They’re professional, reliable, and ethical—especially in the hard money space. Big shoutout to Jack, my rep, for your patience and support. You’re the best. Love this team!

Submit Your Tennessee Deal Today

Explore Rates

Tennessee Real Estate Market Insights

Tennessee blends modest statewide gains with strong Nashville fundamentals and active building:
  • Statewide Growth: The median sale price reached $394,400 in August 2025, +2.3% YoY. See the Tennessee overview.
  • Nashville Pace: Nashville posted a $485,000 median home price last month (+6.6% YoY) and averaged ~68 DOM.
  • Investor Outlook: A steady statewide uptrend plus new-build throughput in Nashville create multiple on-ramps, while longer days on market help buyers negotiate.

Explore More States Across the Country

Crebrid provides hard money loans to clients across the USA.

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Additional Resources

News , Investment

How to Scale from One Flip to Multiple Properties Successfully

08.25.2025
Landing your first flip is just the beginning. To scale successfully, investors need systems, reliable teams, and structured financing. By standardizing processes, building strong partnerships, diversifying deals, and planning exits in advance, you can grow your portfolio strategically while protecting profits.
News , Loans

Using Data to Forecast Market Trends and Time Your Flip

08.25.2025
Successful flips aren’t about luck—they’re about timing. By analyzing local sales trends, inventory levels, and broader economic factors, investors can predict market shifts and plan their buy-renovate-sell strategy with confidence. Data-driven timing turns risk into opportunity and maximizes ROI.

Tennessee Real Estate Investing FAQs

Here are some frequently asked questions from Tennessee real estate investors. Whether you’re new to hard money loans or an experienced investor, these answers will help guide you through the process.

Crebrid offers competitive interest rates on loans in Tennessee based on deal specifics, such as property type and investor experience. By focusing on asset value instead of personal income, we ensure flexible rates for a wide range of investment strategies.