Tennessee Hard Money Lender
Crebrid is Tennessee’s tech-enabled private lender for short-term real estate capital—built for speed, certainty, and total transparency. From Nashville flips to Memphis rentals and Knoxville new builds, we pair local expertise with a modern, borrower-driven platform so your project never stalls in a bank line.
Residential Transition & Hard Money Lending in Tennessee
Looking for fast, flexible financing for your real estate deals in Tennessee? Crebrid is one of the top hard money lenders in the state, offering loan solutions built for speed and efficiency. Whether you're funding a fix-and-flip in Nashville, securing a bridge loan in Memphis, or investing in properties across Chattanooga or Franklin, Crebrid’s loan structures are designed to meet your needs without delays.
We prioritize asset-backed lending, focusing on the value of your property rather than your personal financial history. This enables us to provide fast, reliable funding for investors in Tennessee, so you can focus on growing your portfolio.
What is a Hard Money Loan?
A hard money loan (also known as a residential transition loan “RTL”) from Crebrid is a flexible and fast alternative to traditional financing. Unlike conventional loans that rely on your credit score and income, we base our loans on the value of the property itself. This approach makes it easier for investors to get funding quickly and efficiently, especially those with limited income or unconventional financial backgrounds.
Cities We Serve in Tennessee
Ready to move forward with your next real estate investment in Tennessee? Crebrid offers hard money loan options statewide, enabling you to seize opportunities in cities large and small.
Loan Options
Explore the financing options Crebrid offers to Tennessee investors:
Our Fix & Flip Loans are perfect for buying and rehabbing properties in Tennessee’s competitive markets. We base loans on After-Repair Value (ARV), which helps you finance both the purchase and the renovation. These loans enable quick turnarounds, allowing you to maximize your profit and keep your capital flowing.
Learn MoreOur Bridge Loans allow you to secure investment properties quickly while you arrange for longer-term financing. Whether you’re closing a deal in fast-paced cities like Nashville or repositioning an asset in Clarksville, Crebrid’s bridge loans give you the flexibility to act swiftly and without delays.
Learn MoreCrebrid provides funding for new construction projects across Tennessee. Whether you’re building in a growing area like Franklin or developing multi-unit properties in Chattanooga, we offer the capital you need to get your project off the ground and keep it moving.
Learn MoreOur Refinance Loans allow you to unlock the equity in your properties or restructure short-term loans into more favorable long-term financing. This option is ideal for investors looking to optimize their portfolio and keep their cash flow consistent, whether in Memphis or Nashville.
Learn MoreHow Our Process Works in Tennessee
At Crebrid, we understand that timing is everything in real estate. That’s why we ensure your fix-and-flip loan is based on After-Repaired Value (ARV) and covers up to 90% of your project costs. We back every loan with precise underwriting, direct communication, and a tech-powered platform that ensures your deal closes on time. With us, you’ll never have to worry about delays.
Apply in minutes, price your loan in real time, and generate instant, line-item term sheets. No surprises. Our AI-driven underwriting and automated verifications trim timelines while keeping you fully in the loop through a streamlined borrower dashboard.
We’re connected to institutional capital and capital-markets partners—bringing your deal the scale, strength, and stability mom-and-pop lenders can’t deliver. Through market swings, not just smooth stretches.
Set your leverage, term, and fee structure to match the project, not someone else’s template. Everything’s laid out up front: rates, fees, draws, and timing. No “gotchas,” ever.
We coordinate attorney closings across Tennessee and move deals forward with responsive inspections and same-day draw decisions whenever possible. You’ll always know who’s on it—and what’s next.
Short-term loans built for Tennessee investors—structured to close fast, keep projects funded, and deliver institutional-grade confidence without the red tape.
They Hit Submit. We Did the Rest.
Submit Your Tennessee Deal Today
Tennessee Real Estate Market Insights
Tennessee blends modest statewide gains with strong Nashville fundamentals and active building:
- Statewide Growth: The median sale price reached $394,400 in August 2025, +2.3% YoY. See the Tennessee overview.
- Nashville Pace: Nashville posted a $485,000 median home price last month (+6.6% YoY) and averaged ~68 DOM.
- Investor Outlook: A steady statewide uptrend plus new-build throughput in Nashville create multiple on-ramps, while longer days on market help buyers negotiate.
Explore More States Across the Country
Crebrid provides hard money loans to clients across the USA.
Additional Resources
Tennessee Real Estate Investing FAQs
Here are some frequently asked questions from Tennessee real estate investors. Whether you’re new to hard money loans or an experienced investor, these answers will help guide you through the process.
Crebrid offers competitive interest rates on loans in Tennessee based on deal specifics, such as property type and investor experience. By focusing on asset value instead of personal income, we ensure flexible rates for a wide range of investment strategies.