Alabama Hard Money Lender
Real estate moves fast in Alabama, and so do we. Whether you’re flipping a duplex in Birmingham or bridging into a rental in Huntsville, Crebrid gives you the capital to close with confidence.
Hard Money / Residential Transition Lending in Alabama
Alabama investors, no more waiting on banks. At Crebrid, we provide hard money loans across the state that skip red tape and fund deals on your timeline. From Mobile’s historic rehabs to new builds in Auburn, we back serious investors with serious capital.
We specialize in asset-based lending that cuts through paperwork and delays. If the numbers make sense, we move. Alabama’s top markets, including Montgomery, Tuscaloosa, and Hoover, see constant real estate activity. Our local knowledge and internal processing help you stay competitive without sacrificing terms.
What Makes a Hard Money Loan / Residential Transition Loan (RTL) Different?
Unlike traditional financing, our loans are secured by the property. We don’t rely on your income history. That means no digging for tax returns, no explaining your credit score, and no waiting for a bank committee. Just a clean, direct offer backed by real property value.
Cities We Serve in Alabama
Ready to seize your next real estate investment opportunity in Alabama? Explore hard money loan rates with Crebrid and unlock swift, reliable financing tailored to your needs.
Loan Options
Four deal types. One capital partner. Pick the loan structure that fits your project and we’ll get to work.
Buy, renovate, sell. ARV-based loans designed for quick flips in high-demand neighborhoods across Alabama.
Learn MoreBridge gaps between purchase and long-term financing. Perfect for time-sensitive acquisitions in Huntsville or Mobile.
Learn MoreFrom infill projects to multi-unit builds, we fund new development in fast-growing areas like Hoover and Auburn.
Learn MoreReset your terms or unlock equity from your existing portfolio. No cash-out limits.
Learn MoreHow Our Process Works in Alabama
Every investor has a timeline. Ours starts when you submit your deal.
We underwrite in-house. We skip the usual paperwork stack. We communicate clearly. And we never put your draw requests in a queue. That’s how we consistently close within 3 to 5 business days without compromising underwriting standards.
With 75+ years of combined lending experience and boots-on-the-ground knowledge of Alabama markets, we know how to keep deals moving. From first draw to final payoff, every loan is tracked by a dedicated team to ensure you’re never left guessing.
Skip the back-and-forth. Submit your deal through our online platform with key details: purchase contract, rehab budget, and property information. No income docs. No tax returns. You control the pace, and our system supports it.
Once we receive your package, we underwrite the same day using Alabama-specific comps and asset-based criteria. Most deals qualify for up to 90% LTC and 70% LTV. If it pencils, you're cleared to close in 3 to 5 business days.
During renovations, we keep funds flowing. Upload photos and invoices through your portal, and we process draw requests promptly. There are no unnecessary inspections or waiting periods. Your contractors stay paid, and your timeline stays intact.
After your project sells or refinances, repayment is straightforward. No surprises, no hidden fees. Many investors roll directly into their next deal, using our platform as a reliable capital partner for scaling their portfolio.
Ready to exit? Whether you’re selling or refinancing, our structure supports your strategy. We never charge prepayment penalties, so you’re free to move on your terms and into your next deal with us.
They Hit Submit. We Did the Rest.
Submit Your Alabama Deal Today
Alabama Real Estate Market Insights
Alabama’s property market is gaining momentum with investor activity, solid appreciation, and sustained affordability that sets it apart nationally:
- Home Price Growth: In July 2025, the statewide median home price reached $302,300, marking a 5.6% increase year-over-year.
- Sales Surge: June 2025 saw 6,724 home sales, an 8.2% rise from May and roughly 10.9% more than June 2024.
- Affordable Market Leadership: Alabama ranks as the most affordable state in 2025, with a median sale price near $220,000—far below the national average exceeding $400,000.
- Investor Demand: Institutional buyers accounted for nearly 11% of home purchases in Q1 2025, up from 9.7% a year earlier—making Alabama the national leader in investor activity.
Explore More States Across the Country
Crebrid provides hard money loans to clients across the USA.
Additional Resources
Strategies for Using Hard Money Loans to Renovate Residential Properties in San Antonio, TX
08.31.2024
Essential Tips for First-Time Hard Money Borrowers in Fort Worth
10.31.2024
How to Find the Right Hard Money Lender for Your Dallas Investment Property
10.20.2024
The Benefits of Hard Money Loans for New Construction Projects in Dallas, TX
02.10.2025Alabama Real Estate Investing FAQS
Every rate is deal-specific. We structure loans to compete with pricing based on the asset, not your W-2.