Florida Hard Money Lender
Unlock quick and flexible funding for your Florida real estate investments. From fast property acquisitions to renovation financing, Crebrid offers the capital you need to keep your deals moving forward smoothly.
Hard Money / Residential Transition Lending in Florida
Looking for straightforward, efficient financing for your Florida real estate investments? Crebrid is your trusted partner for hard money loans in Florida. We specialize in fix-and-flip financing, bridge loans, and investment property loans across the state. Our solutions are crafted for speed and convenience, cutting out the bureaucracy of traditional lenders and giving you the flexibility to act fast on new opportunities.
With no need for lengthy paperwork or tax returns, we streamline the lending process, so investors can secure funding without delay and focus on what matters, getting your properties rehabbed and sold.
What is a Hard Money Loan?
A hard money loan (also known as a residential transition loan “RTL”) from Crebrid is an asset-backed alternative to traditional financing. Rather than relying on income verification, we use the value of the property as collateral. This is ideal for investors who have valuable properties but may not meet the criteria of conventional lenders. Crebrid's hard money loans come with competitive rates and flexible repayment terms, giving you the ability to fund your next fix-and-flip or rental property investment quickly and efficiently.
Cities We Serve in Florida
Ready to invest in Florida’s growing real estate market? Crebrid offers reliable hard money loan rates across the state, helping you fund fix-and-flip projects, bridge loans, and rental properties. Whether you're flipping in Miami's fast-paced market or acquiring rental units in Tampa, our flexible loan terms are designed to keep your projects moving forward.
Loan Options
Explore tailored loan options for Florida investors. From fix-and-flip loans to bridge financing and new construction, Crebrid has the capital solutions you need to get your projects off the ground:
Fund the purchase and renovation of distressed properties with loans based on After-Repaired Value (ARV). Perfect for fast-paced projects in Miami or Orlando.
Learn MoreSecure funding quickly to bridge the gap between purchases and long-term financing. Ideal for flipping or repositioning investment properties in high-demand areas like Jacksonville or Fort Lauderdale.
Learn MoreGet the capital you need for ground-up developments in expanding Florida metros like Tampa or St. Petersburg.
Learn MoreTap into your property’s equity or shift short-term notes into long-term financing with our simple and flexible refinance options.
Learn MoreHow Our Process Works in Florida
At Crebrid, we offer fix-and-flip loans based on After-Repaired Value (ARV). Our loan solutions cover up to 90% of project costs or 70% of the ARV, ensuring you have the funding to succeed from purchase through renovation. We’re committed to speed and efficiency, offering clear underwriting, direct communication, and a tech-powered platform that ensures your loan closes on time.
With over 75 years of combined experience, we provide Florida real estate investors with reliable funding that keeps your projects on track.
Our platform puts you in control. The application process is designed to save time—no unnecessary steps or back-and-forth. It’s built to get you moving faster, with no wasted time.
We use market data and relevant appraisals to underwrite loans quickly. You’ll get decisions faster, with actionable insight that supports your real estate goals.
For renovation-heavy projects, our draw system keeps cash flowing. Submit photos and invoices through our platform, and we process draw requests promptly, ensuring your contractors stay paid and your schedule stays on track.
Once your property sells or is refinanced, repayment is straightforward—no surprises or hidden fees. Many investors choose to roll into their next project seamlessly, using Crebrid as a long-term capital partner for their growing portfolios.
Exit when you’re ready with no prepayment penalties. You control the timeline.
They Hit Submit. We Did the Rest.
Submit Your Florida Deal Today
Florida Real Estate Market Insights
Florida’s real estate market remains a top destination for investors, driven by high demand in both urban and suburban areas. Here’s a snapshot of the latest trends:
- Median Home Prices: Florida saw a 2.4% year-over-year increase in median home prices at the end of 2024, with markets like Miami, Orlando, and Tampa continuing to show strong demand. According to the Florida Realtors Association, the median price of single-family existing homes in Florida was $420,000, while the median for condo-townhouse properties was $320,000.
- Rental Growth: According to the U.S. Census Bureau, the rental vacancy rate in Florida was 10% in 2024, with Tampa and Orlando seeing some of the highest rental yields. As the rental market heats up, more investors are targeting suburban markets for buy-and-hold opportunities.
- Top Investment Cities: Miami, Orlando, and Tampa continue to be prime destinations for real estate investors. Redfin reports that in Tampa, the median home price was $437,000 in July 2025, reflecting a 4.6% year-over-year decrease. Homes in Tampa typically sell in 45 days, compared to 27 days the previous year.
Explore More States Across the Country
Crebrid provides hard money loans to clients across the USA.
Additional Resources
How to Scale from One Flip to Multiple Properties Successfully
08.25.2025
Using Data to Forecast Market Trends and Time Your Flip
08.25.2025
The Most Overlooked Steps in Property Due Diligence
08.25.2025Florida Real Estate Investing FAQs
Rates for Florida hard money loans depend on factors like property type, leverage, and borrower experience. Our rates are highly competitive, and because we focus on asset value rather than income, we offer flexible terms for both fix-and-flip projects and long-term holds.