Wildcat Lending is now Crebrid—powered by a new partnership with Barings. Press release here.

Massachusetts Hard Money Lender

Access fast, reliable fix-and-flip financing across Massachusetts with Crebrid. Our tech-driven platform offers same-day approvals, interest-only payments, and loans that close in as little as 3–5 business days, ensuring your projects stay on track. Whether you're flipping houses in Boston, securing bridge loans in Quincy, or funding investments in Lowell and Cambridge, we provide the quick, flexible financing you need. With Crebrid, you can move fast on opportunities without the traditional delays from banks.

Residential Transition & Hard Money Lending in Massachusetts

Looking for fast, efficient financing for your real estate investments in Massachusetts? Crebrid is the top choice for hard money lending, providing flexible loan solutions that help you stay ahead of the competition. Whether you’re securing fix-and-flip financing in Boston, bridge loans in Worcester, or funding rental properties across Springfield and Brockton, we have you covered with fast, asset-backed funding.

Our lending model is based on the property’s value, not your income or credit score, which gives us the flexibility to offer you capital without the typical red tape. This makes it easier for investors to take action without waiting for bank approvals, enabling you to seize opportunities when they arise.

What is a Hard Money Loan?

A hard money loan is a short-term loan where the property’s value is used as collateral, rather than relying on your income or credit score. This makes it an ideal solution for real estate investors who need funding quickly. Crebrid’s hard money loans offer competitive interest rates, flexible terms, and the speed needed to fund fix-and-flip projects, bridge loans, new construction, and refinancing opportunities without the delays of traditional lending.

Cities We Serve in Massachusetts

Ready to accelerate your real estate investments in Massachusetts? Crebrid offers swift and reliable financing solutions across the state, helping you act fast in a variety of markets—from Boston to Worcester to Springfield.

Boston
Worcester
Springfield
Cambridge
Lowell
Brockton
Quincy
Lynn

Loan Options

Crebrid provides tailored loan options for real estate investors in Massachusetts, designed to meet the specific needs of your projects:

Fix & Flip Loans

Fund your purchase and renovation with ARV-based loans, ideal for quick turnarounds in Massachusetts’s competitive housing markets. These loans provide you the capital needed to make fast repairs and get your property on the market quickly.

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Bridge Loans

Close on investment properties quickly while you arrange long-term financing or reposition assets. Bridge loans allow you to move fast and secure properties in high-demand areas like Boston, Quincy, and Worcester,

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New Construction Loans

Whether you're developing single-family homes or multi-unit properties in Massachusetts’s growing metro areas, Crebrid offers funding for ground-up projects. Our loans cover land acquisition and construction costs, helping you build from the ground up.

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Refinance Loans

Unlock equity or restructure short-term notes into new terms, allowing you to continue growing your portfolio without disruptions. Our refinance loans offer flexibility to adapt to your changing investment needs.

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How Our Process Works in Massachusetts

At Crebrid, we offer fix-and-flip loans based on After-Repaired Value (ARV), covering up to 90% of project costs. Our process ensures that we close loans quickly and efficiently, with clear communication every step of the way. From underwriting to draw management, we focus on eliminating delays and keeping your project on track.

With 75 years of combined experience, Crebrid has developed a proven system that investors trust. We offer on-time closings, reliable draw management, and clear terms to ensure that your projects move forward smoothly. Our deep understanding of the Massachusetts market helps us anticipate challenges and move swiftly, allowing your investments to perform as planned.

Technology that accelerates deals, not paperwork.

Our tech-powered platform puts you in control. Upload your project details—property address, purchase price, and rehab budget—and we’ll manage the rest. No unnecessary delays—just fast, streamlined financing.

Institutional capital. Massachusetts-focused expertise.

With institutional funding and deep knowledge of Massachusetts’ real estate market, we offer stability and insight that local lenders simply can’t match. We’re here to guide you through every market condition.

Clear terms. You control the deal.

Choose your leverage, loan term, and fee structure that best suit your investment goals. We ensure full transparency, with no hidden fees or surprises. Rates, points, and draw schedules are all upfront.

Massachusetts closings. Fast and local support.

From Boston to Worcester, we ensure smooth attorney closings, fast inspections, and same-day draw decisions whenever possible. You’ll always be in the loop and know who is managing your deal.

The results.

Real estate loans built for Massachusetts investors, designed to close quickly, provide reliable funding, and deliver institutional-grade performance without unnecessary complications.

Speak to a Client Advisor

They Hit Submit. We Did the Rest.

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Steve Jones
 - Fargo, ND

Thanks to Crebrid, my partner and I were able to complete our renovations quickly and get our investment property on the market in no time at all.

Bella Investments

Fantastic service from William at Crebrid! He ensured my draw requests were processed smoothly and efficiently, with great attention to detail and communication. Truly professional and dedicated—highly recommend for any lending needs!

Alicia Berridge
 - St. Louis / California

I’ve worked with Crebrid on four transactions since November 2023, and they’ve been exceptional every step of the way—from lending and insurance to rehab and answering all my questions. They’re professional, reliable, and ethical—especially in the hard money space. Big shoutout to Jack, my rep, for your patience and support. You’re the best. Love this team!

Submit Your Massachusetts Deal Today

Explore Rates

Massachusetts Real Estate Market Insights

High prices and fast absorption reward disciplined underwriting and cleaner scopes, with metro Boston showing meaningful neighborhood dispersion:
  • Massachusetts stays high-price and quick: statewide average value ~$649K, +1.2% YoY, with ~17 days to pending. That speed rewards turnkey or precise scopes; scan Zillow’s Massachusetts overview before setting carry assumptions.
  • Massachusetts Association of REALTORS®: Find monthly market packets with median price, inventory, and DOM; September’s reports help benchmark offers in Boston-adjacent suburbs. Use these to calibrate list-to-sale spreads.
  • The Boston metro: DOM varies by submarket—Downtown is slower at ~86 days, while other neighborhoods turn faster. That dispersion lets operators pick timelines that fit their capital plan.

Explore More States Across the Country

Crebrid provides hard money loans to clients across the USA.

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Additional Resources

Investment, Loans, News

The Undead Project: When Your Flip Becomes a Ghost Story

10.23.2025
This Halloween, the real fright isn’t in haunted houses—it’s in the flips that refuse to die. From hidden structural nightmares to endless permit purgatory, these are the true terrors that can turn your dream project into a financial ghost story.
News, Investment

How to Scale from One Flip to Multiple Properties Successfully

08.25.2025
Landing your first flip is just the beginning. To scale successfully, investors need systems, reliable teams, and structured financing. By standardizing processes, building strong partnerships, diversifying deals, and planning exits in advance, you can grow your portfolio strategically while protecting profits.
News, Loans

Using Data to Forecast Market Trends and Time Your Flip

08.25.2025
Successful flips aren’t about luck—they’re about timing. By analyzing local sales trends, inventory levels, and broader economic factors, investors can predict market shifts and plan their buy-renovate-sell strategy with confidence. Data-driven timing turns risk into opportunity and maximizes ROI.

Massachusetts Real Estate Investing FAQs

Here are answers to common questions about hard money loans in Massachusetts. Whether you're new to real estate investing or an experienced investor, these FAQs provide useful insights into Crebrid’s loan process and terms.

Interest rates are competitive and based on the specifics of your deal, such as property type and leverage. Our loans are always structured with your property’s value in mind, ensuring flexible terms that fit your needs.