Wildcat Lending is now Crebrid—powered by a new partnership with Barings. Press release here.

South Carolina Hard Money Lender

Crebrid is South Carolina’s tech-enabled private lender for short-term real estate capital—built for speed, certainty, and total transparency. From Charleston flips to Columbia rentals and Greenville new builds, we pair local expertise with a modern, borrower-driven platform so your project never stalls in a bank line.

Residential Transition & Hard Money Lending in South Carolina

South Carolina’s real estate market is active and competitive, and investors need dependable capital to stay ahead. Crebrid funds hard money loans statewide with structures that support flips, bridges, new construction, and refinances.

Our loans are asset-based, which means we evaluate the deal, not your income history. That’s why investors across South Carolina, from first-time flippers to portfolio operators, turn to Crebrid for direct lending that works on their timeline.

What is a Hard Money Loan?

A hard money loan (also known as a residential transition loan “RTL”) is a short-term, asset-backed loan designed for real estate investors. At Crebrid, we secure your loan with the property itself, not W-2s or tax returns. That flexibility makes it possible to fund acquisitions, renovations, and refinances across South Carolina’s growing markets.

Cities We Serve in South Carolina

We provide loans throughout the state, giving investors access to capital across major metros and suburban growth corridors. Whether you’re working in coastal markets or inland suburbs, Crebrid’s financing is available wherever opportunity is.

Charleston
Columbia
North Charleston
Mount Pleasant
Rock Hill
Greenville
Summerville
Sumter

Loan Options

Crebrid offers a full suite of short-term loans for South Carolina investors, available statewide:

Fix & Flip Loans

Fund the purchase and rehab of investment properties with ARV-based financing. These loans cover both acquisition and renovation costs so you can scale projects without tying up your reserves.

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Bridge Loans

Close on investment properties fast while you secure long-term financing or reposition assets

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New Construction Loans

Finance ground-up builds from infill projects to multi-unit developments. Draws are structured to match build timelines so capital is ready when you need it.

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Refinance Loans

Unlock equity or shift short-term notes into new terms without interrupting your investment timeline.

Learn More

How Our Process Works in South Carolina

At Crebrid, we offer fix-and-flip loans based on After-Repaired Value (ARV). Our loan solutions cover up to 90% of project costs or 70% of the ARV, ensuring you have the funding to succeed from purchase through renovation. We’re committed to speed and efficiency, offering clear underwriting, direct communication, and a tech-powered platform that ensures your loan closes on time.

South Carolina investors need a funding partner that moves without hesitation. Crebrid loans are designed for speed, with same-day approvals and closings in as little as 3–5 business days. We handle underwriting and draws in-house so you’re never waiting on third parties to move your deal forward.

Technology that moves deals—not paperwork.

Our tech-powered platform puts you in control. Move through the application process on your schedule, without unnecessary back-and-forth. It’s built to get you further, faster—with no wasted time.

Institutional capital. Local execution.

We underwrite with speed and precision. Our process is seamless, supported by smarter market data and more relevant appraisals. You get decisions quickly—and insight that adds value, not complexity.

Transparent terms. You call the shots.

For renovation-heavy projects, our draw system keeps cash flowing. Submit progress photos and invoices through the portal, and we process draw requests promptly so crews stay paid and your schedule stays intact.

South Carolina closings. Real-time support.

After your project sells or refinances, repayment is straightforward. No surprises, no hidden fees. Many investors roll directly into their next deal, using our platform as a reliable capital partner for scaling their portfolio.

The results.

Exit on your timeline with no prepayment penalties.

They Hit Submit. We Did the Rest.

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Steve Jones
 - Fargo, ND

Thanks to Crebrid, my partner and I were able to complete our renovations quickly and get our investment property on the market in no time at all.

Bella Investments

Fantastic service from William at Crebrid! He ensured my draw requests were processed smoothly and efficiently, with great attention to detail and communication. Truly professional and dedicated—highly recommend for any lending needs!

Alicia Berridge
 - St. Louis / California

I’ve worked with Crebrid on four transactions since November 2023, and they’ve been exceptional every step of the way—from lending and insurance to rehab and answering all my questions. They’re professional, reliable, and ethical—especially in the hard money space. Big shoutout to Jack, my rep, for your patience and support. You’re the best. Love this team!

Submit Your South Carolina Deal Today

Explore Rates

South Carolina Real Estate Market Insights

South Carolina’s housing market shows steady growth and signs of balance in late 2025:
  • Median Prices Rising: The median home price reached $390,900 in August 2025, up 3.6% year-over-year.
  • Inventory Increasing: Active listings are up 11.4% YoY, giving buyers and investors more options than in prior years.
  • Longer Time on Market: Homes now take 77 days to sell, about 10 days longer than last year, signaling more negotiating power for buyers. (Redfin)
  • Value Trends: Zillow reports the average home value at $300,463, a 0.8% drop YoY, while the median list price remains higher at $377,667—an indicator of pricing gaps between sellers and buyers. (Zillow)
  • Investor Outlook: Modest appreciation, rising inventory, and slower sales suggest opportunities for investors to negotiate better entry points while benefiting from stable long-term growth across South Carolina’s metros and suburbs.

Explore More States Across the Country

Crebrid provides hard money loans to clients across the USA.

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Additional Resources

News , Investment

How to Scale from One Flip to Multiple Properties Successfully

08.25.2025
Landing your first flip is just the beginning. To scale successfully, investors need systems, reliable teams, and structured financing. By standardizing processes, building strong partnerships, diversifying deals, and planning exits in advance, you can grow your portfolio strategically while protecting profits.
News , Loans

Using Data to Forecast Market Trends and Time Your Flip

08.25.2025
Successful flips aren’t about luck—they’re about timing. By analyzing local sales trends, inventory levels, and broader economic factors, investors can predict market shifts and plan their buy-renovate-sell strategy with confidence. Data-driven timing turns risk into opportunity and maximizes ROI.

South Carolina Real Estate Investing FAQs

Investors across South Carolina ask similar questions about how Crebrid loans work. Here are the essentials to help you get started:

Rates vary by project scope, property type, and leverage, but Crebrid prices competitively with asset-based terms. This structure supports everything from quick flips to multi-unit construction.