South Carolina Hard Money Lender
Crebrid is South Carolina’s tech-enabled private lender for short-term real estate capital—built for speed, certainty, and total transparency. From Charleston flips to Columbia rentals and Greenville new builds, we pair local expertise with a modern, borrower-driven platform so your project never stalls in a bank line.
Residential Transition & Hard Money Lending in South Carolina
South Carolina’s real estate market is active and competitive, and investors need dependable capital to stay ahead. Crebrid funds hard money loans statewide with structures that support flips, bridges, new construction, and refinances.
Our loans are asset-based, which means we evaluate the deal, not your income history. That’s why investors across South Carolina, from first-time flippers to portfolio operators, turn to Crebrid for direct lending that works on their timeline.
What is a Hard Money Loan?
A hard money loan (also known as a residential transition loan “RTL”) is a short-term, asset-backed loan designed for real estate investors. At Crebrid, we secure your loan with the property itself, not W-2s or tax returns. That flexibility makes it possible to fund acquisitions, renovations, and refinances across South Carolina’s growing markets.
Cities We Serve in South Carolina
We provide loans throughout the state, giving investors access to capital across major metros and suburban growth corridors. Whether you’re working in coastal markets or inland suburbs, Crebrid’s financing is available wherever opportunity is.
Loan Options
Crebrid offers a full suite of short-term loans for South Carolina investors, available statewide:
Fund the purchase and rehab of investment properties with ARV-based financing. These loans cover both acquisition and renovation costs so you can scale projects without tying up your reserves.
Learn MoreClose on investment properties fast while you secure long-term financing or reposition assets
Learn MoreFinance ground-up builds from infill projects to multi-unit developments. Draws are structured to match build timelines so capital is ready when you need it.
Learn MoreUnlock equity or shift short-term notes into new terms without interrupting your investment timeline.
Learn MoreHow Our Process Works in South Carolina
At Crebrid, we offer fix-and-flip loans based on After-Repaired Value (ARV). Our loan solutions cover up to 90% of project costs or 70% of the ARV, ensuring you have the funding to succeed from purchase through renovation. We’re committed to speed and efficiency, offering clear underwriting, direct communication, and a tech-powered platform that ensures your loan closes on time.
South Carolina investors need a funding partner that moves without hesitation. Crebrid loans are designed for speed, with same-day approvals and closings in as little as 3–5 business days. We handle underwriting and draws in-house so you’re never waiting on third parties to move your deal forward.
Our tech-powered platform puts you in control. Move through the application process on your schedule, without unnecessary back-and-forth. It’s built to get you further, faster—with no wasted time.
We underwrite with speed and precision. Our process is seamless, supported by smarter market data and more relevant appraisals. You get decisions quickly—and insight that adds value, not complexity.
For renovation-heavy projects, our draw system keeps cash flowing. Submit progress photos and invoices through the portal, and we process draw requests promptly so crews stay paid and your schedule stays intact.
After your project sells or refinances, repayment is straightforward. No surprises, no hidden fees. Many investors roll directly into their next deal, using our platform as a reliable capital partner for scaling their portfolio.
Exit on your timeline with no prepayment penalties.
They Hit Submit. We Did the Rest.
Submit Your South Carolina Deal Today
South Carolina Real Estate Market Insights
South Carolina’s housing market shows steady growth and signs of balance in late 2025:
- Median Prices Rising: The median home price reached $390,900 in August 2025, up 3.6% year-over-year.
- Inventory Increasing: Active listings are up 11.4% YoY, giving buyers and investors more options than in prior years.
- Longer Time on Market: Homes now take 77 days to sell, about 10 days longer than last year, signaling more negotiating power for buyers. (Redfin)
- Value Trends: Zillow reports the average home value at $300,463, a 0.8% drop YoY, while the median list price remains higher at $377,667—an indicator of pricing gaps between sellers and buyers. (Zillow)
- Investor Outlook: Modest appreciation, rising inventory, and slower sales suggest opportunities for investors to negotiate better entry points while benefiting from stable long-term growth across South Carolina’s metros and suburbs.
Explore More States Across the Country
Crebrid provides hard money loans to clients across the USA.
Additional Resources
How to Scale from One Flip to Multiple Properties Successfully
08.25.2025
Using Data to Forecast Market Trends and Time Your Flip
08.25.2025South Carolina Real Estate Investing FAQs
Investors across South Carolina ask similar questions about how Crebrid loans work. Here are the essentials to help you get started:
Rates vary by project scope, property type, and leverage, but Crebrid prices competitively with asset-based terms. This structure supports everything from quick flips to multi-unit construction.