Wildcat Lending is now Crebrid—powered by a new partnership with Barings. Press release here.

Crebrid in Raleigh

Raleigh is a market where timelines move fast and competition can feel relentless, especially when a well priced property hits the MLS. Crebrid helps Raleigh investors stay decisive with hard money financing built around transparency, tech-powered underwriting, and a closing process designed to keep pace with real-world project schedules. We understand the pressure of the Triangle’s growth, and we structure capital so your numbers, scope, and exit strategy stay in control.

Start Online ApplicationClick for Rates

Hard Money Lending in Raleigh

Hard money loans in Raleigh are often the right fit when you need speed, when the property needs work, or when the deal simply will not wait on a traditional bank timeline. Investors commonly use private money for fix and flip rehabs, small multifamily repositioning, and value-add acquisitions where a clean draw process and fast inspections can make or break the schedule. Crebrid works with flippers, builders, and buy-and-hold operators seeking investment property loans in Raleigh that are structured around the asset, the plan, and the exit.

Top Neighborhoods for Investors

Raleigh combines strong demand drivers with pockets of redevelopment and renovation opportunity, which can create compelling setups for investors who underwrite conservatively. The best projects usually come from aligning rehab scope with local comps, keeping ARV assumptions grounded, and planning for realistic contractor timelines. Here are four neighborhoods investors often evaluate when looking for liquidity, rental demand, and value-add angles:

Five Points

Five Points is often considered for higher-finish rehabs and resale strategies where buyer demand supports thoughtful updates and functional layouts. Because basis can be a challenge, investors tend to focus on tight scopes and clean execution to protect margin.

Glenwood South

Glenwood South can be attractive for strategies tied to strong renter demand and proximity to major employment nodes and nightlife. Investors frequently look for opportunities where improved unit quality and efficient operations can support durable occupancy.

Southeast Raleigh

Southeast Raleigh is commonly watched for redevelopment momentum and renovation opportunities where the right scope can create meaningful value. Projects tend to perform best when investors stay disciplined on budget and keep design choices aligned with the immediate submarket.

North Hills

North Hills is often associated with steady demand and a more polished buyer and renter profile, which can support both stabilized holds and select renovation plays. Investors typically prioritize predictable scopes and strong comparables when underwriting purchase and exit pricing.

Loan Options

Crebrid offers financing built for real estate investors in Raleigh and across North Carolina. Use the loan options below to match your strategy, timing, and the complexity of the renovation or build:

Fix & Flip Loans

Raleigh fix and flip loans can finance both acquisition and rehab, with structures that often account for after-repair value and the true scope of work. This option is designed for investors who want a fast closing path, a reliable draw process, and terms aligned with a resale focused exit.

Learn More
Bridge Loans

Raleigh bridge loans help you close quickly or carry a property through a transition like renovations, vacancy, or stabilization. Bridge financing is commonly used when timing is the constraint and the plan is to refinance or sell once the asset is performing.

Learn More
New Construction Loans

New construction loans support Raleigh ground-up and infill builds, funding the project from acquisition through completion with draws tied to progress. This approach helps builders maintain momentum across milestones while managing cash flow as the project advances.

Learn More
Refinance Loans

A Raleigh refinance loan can replace existing debt, reset terms, or unlock equity after renovations or stabilization. Many investors refinance to recycle capital into the next opportunity while keeping their portfolio moving.

Learn More

How It Works in Raleigh

1
Send the deal details

Send the property address, your purchase contract or payoff statement, and your target closing date so we can confirm fit quickly. If renovations are involved, include a clear scope of work and itemized budget to keep review aligned from day one. Clean inputs upfront help reduce last-minute friction.

2
Get clear terms, tailored to your project

We provide a structure that reflects your collateral, leverage needs, and exit plan rather than forcing a generic template. You will see the pricing and terms clearly so you can underwrite independently and decide fast. If something needs to change, we surface it early.

3
Tech-powered underwriting and verification

Our tech-powered workflow streamlines verification and keeps the focus on what actually drives risk and value. That means fewer email chains and less back-and-forth for standard items. The outcome is speed with discipline, not speed without diligence.

4
Close and fund without the usual drag

Once approved, we push toward closing so you can stay on schedule and protect the deal. Funding is built to support real execution, especially when contractor calendars are tight. For rehab projects, draws are managed through the platform to keep work moving.

5
Sell, refi, or roll into your next project

When the project is complete, you can sell, refinance, or redeploy capital based on your numbers and current market liquidity. Strong exits usually come from a disciplined basis, realistic timelines, and a plan that accounts for day-to-day execution risk. We keep payoff coordination straightforward so you can transition to the next deal.

Speak to a Client Advisor

They Hit Submit. We Did the Rest.

01 / 00
Nick Poulos

I’ve worked with Kevin Shipman and Crebrid for 7 years across referrals, client deals, and our own investments. Kevin is always reliable and delivers exceptional service. Most recently, he and Ford Story went above and beyond to fund a last-minute deal when a client backed out. They made it happen on time, and we’re grateful to keep working with them.

Alicia Berridge
 - St. Louis / California

I’ve worked with Crebrid on four transactions since November 2023, and they’ve been exceptional every step of the way—from lending and insurance to rehab and answering all my questions. They’re professional, reliable, and ethical—especially in the hard money space. Big shoutout to Jack, my rep, for your patience and support. You’re the best. Love this team!

Bella Investments

Fantastic service from William at Crebrid! He ensured my draw requests were processed smoothly and efficiently, with great attention to detail and communication. Truly professional and dedicated—highly recommend for any lending needs!

Jennifer Miller

Isaiah in the Atlanta market has been amazing to work with. My clients rave about his great service and quick turnaround when processing their loans. A pleasure to work with and a true professional in my book. He is my number one go-to when referring clients for their hard money lending needs.

Submit Your Raleigh Deal Today

Explore Rates

Raleigh Real Estate Market Snapshot

Real estate investing in Raleigh is influenced by rapid population growth, a strong development pipeline, and shifting supply-demand dynamics that can affect both resale liquidity and rental stabilization. Here are a few current signals investors often track when underwriting Raleigh investment properties:

Explore More Cities Across the State

Charlotte
Greensboro
Durham

Additional Resources

Investment, Lending, Private Lending

Fix-and-Flip Loan Strategies for First-Time Ohio Investors

02.01.2026
Starting your first fix-and-flip project can feel overwhelming, especially when financing is involved. Between finding the right property, budgeting renovations, and understanding loan requirements, new investors often struggle to identify where to begin. For Ohio investors entering the fix-and-flip market for the first time, having a clear financing strategy can make the process far more manageable.
Lending, Investment

Hard Money vs. Traditional Loans for Florida Fix-and-Flip Projects

01.31.2026
When real estate investors look at fix-and-flip financing in Florida they often have two paths to consider. On one side are traditional loans from banks or credit unions and on the other are specialized funding options like hard money loans. The key is understanding how each financing option works in practice and which one best aligns with the realities of a Florida fix-and-flip project.

Raleigh Real Estate Investing FAQs

Yes. Many Raleigh hard money lenders are primarily asset-based, so the property and the deal plan matter most in the approval decision. Credit can still be reviewed, but strong collateral and a realistic exit strategy can often help the file move forward.