New York Hard Money Lender
Access fast, reliable real estate financing across New York with Crebrid. Whether you're flipping properties in Brooklyn, securing bridge loans in Manhattan, or refinancing in Long Island, we provide same-day approvals, interest-only payments, and loans that close in as little as 3–5 business days. Backed by institutional capital, Crebrid offers streamlined, tech-powered lending solutions that keep your projects moving without delays, ensuring you stay ahead in the competitive New York market.
Residential Transition & Hard Money Lending in New York
New York real estate moves fast, and Crebrid keeps up. We offer hard money loans across the state—serving major cities like New York City, Buffalo, and Rochester, as well as emerging markets in the Hudson Valley, Long Island, and upstate New York. Whether you're acquiring, rehabbing, or refinancing, we provide flexible financing tailored to your project’s needs. Our loans are asset-based, meaning we evaluate the property’s value and potential rather than your income or credit score. This model allows you to move quickly and with fewer roadblocks than traditional lenders.
We understand that every investment in New York requires flexibility and precision, which is why our process is designed to provide you with the capital you need when you need it. From fast closings to clear communication, Crebrid is the trusted partner investors rely on in New York’s diverse real estate landscape.
What is a Hard Money Loan?
A hard money loan from Crebrid is a short-term real estate loan secured by the property’s value, not the borrower’s creditworthiness or income history. This allows investors to bypass the lengthy approval process required by banks and gain quick access to funding. Whether you’re purchasing, rehabbing, or refinancing, our loans offer transparent terms and competitive rates to keep your project moving forward.
Cities We Serve in New York
Crebrid provides real estate financing across New York’s major investment hubs and growing markets.
Loan Options
Explore tailored financing options built for the diverse New York real estate market:
Finance the purchase and renovation of distressed properties with ARV-based loan structures. These loans are ideal for quick turnarounds in New York’s fast-paced markets, helping you maximize your returns on flips and get your project completed on schedule.
Learn MoreSecure capital quickly to close on properties, or bridge the gap between purchases and long-term financing. Our bridge loans are great for investors in highly competitive markets like New York City or upstate areas like Syracuse.
Learn MoreFund ground-up projects for residential or commercial builds in New York’s expanding cities and suburban areas. From single-family homes in Long Island to multi-unit developments in Buffalo, we offer financing for a wide range of construction projects.
Learn MoreTap into your property’s equity or restructure short-term loans into more favorable terms. Our refinance loans give you the flexibility to continue growing your portfolio without disrupting your investment strategy.
Learn MoreHow Our Process Works in New York
At Crebrid, we’ve built a lending process that moves as quickly as the New York real estate market. We base funding on After-Repaired Value (ARV), covering up to 90% of project costs, and ensure that every step—from approval to draw management—keeps your project on track. Our platform, powered by technology and local expertise, makes it easy to access funds quickly while maintaining clear communication at every stage.
We help New York investors scale their portfolios with minimal delays and maximum efficiency. Whether you’re managing a single property or multiple projects, our system allows you to focus on what matters—growing your business.
Our digital lending system eliminates unnecessary paperwork and accelerates the loan process. Submit property details, purchase price, and renovation plan through our portal and get an accurate response in real-time. This efficiency allows you to focus on what matters most—securing and executing deals.
Crebrid combines institutional-grade funding with deep knowledge of New York’s real estate landscape. From Manhattan’s high-end flips to rural developments upstate, we provide the reliability and consistency required to navigate every market cycle. Our local team ensures that your deal has the expertise and capital it needs to succeed.
We provide transparency from the start. You determine the leverage, term, and fee structure that fit your project’s needs. With clearly outlined terms, rates, fees, and draw schedules, you can proceed with confidence and control over your investment.
From the heart of New York City to suburban Long Island, Crebrid coordinates fast attorney closings and provides responsive inspections for same-day draw approvals when possible. Our local support ensures that your deal is handled with the attention it deserves and keeps things on track.
Real estate loans purpose-built for New York investors. Designed for fast closings, consistent funding, and reliable execution, our loans perform no matter the size of the project or market conditions.
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New York Real Estate Market Insights
Statewide, pricing is firming and contract activity improved into fall, though dynamics diverge sharply between NYC and upstate. New investors should focus on corridor-by-corridor comps; experienced buyers can lean into neighborhoods where inventory is building.
- Statewide baseline: New York’s typical home value is ~$505,600, +3.8% YoY, with ~28 days to pending. That tempo supports clean scopes and quick exits in non-luxury tiers.
- NYC contracts & listings: 1,721 NYC homes entered contract in September, the most for the month since 2021, alongside a 9.6% rise in new listings and faster DOM YoY. Momentum plus fresh supply can open negotiation on dated product; StreetEasy’s September 2025 report has the city detail.
- State association read: NYSAR’s September indicators highlight statewide trends on sales, inventory, and prices that frame metro strategies. Use the NYSAR monthly report to balance NYC readings with upstate comps before underwriting.
Explore More States Across the Country
Crebrid provides hard money loans to clients across the USA.
Additional Resources
Fix-and-Flip Loan Strategies for First-Time Ohio Investors
02.01.2026
Hard Money vs. Traditional Loans for Florida Fix-and-Flip Projects
01.31.2026
Why Single Family Real Estate Deals Fail in Execution
01.26.2026New York Real Estate Investing FAQs
Learn more about Crebrid’s loan process and what to expect when you partner with us for your next real estate investment in New York.
Rates depend on the property type, loan amount, and your investment strategy. Crebrid offers competitive, asset-based rates that help you access capital quickly. Our flexible terms give New York investors the advantage they need to move fast and execute deals without the typical red tape.