Michigan Hard Money Lender
Access fast, flexible funding for your Michigan real estate projects with Crebrid. Whether you’re flipping properties in Detroit, refinancing in Grand Rapids, or building new developments in Ann Arbor, our same-day approvals and 3–5 business day closing times ensure your projects stay on track. Crebrid combines institutional capital with local expertise, giving Michigan investors the fast, reliable financing they need to succeed in a competitive market.
Hard Money Lending in Michigan
Real estate opportunities in Michigan require financing that can keep up. Crebrid offers hard money loans across Michigan, providing quick and efficient funding for fix & flip, bridge, new construction, and refinance projects. From Detroit’s urban core to the expanding suburbs of Grand Rapids and beyond, Crebrid’s asset-based lending structure is designed to deliver fast approvals and flexible terms.
With our focus on property value and project potential, Crebrid makes it easier to secure the capital you need without the delays and bureaucracy of traditional banks. Whether you’re rehabbing properties in Detroit, securing a bridge loan for a property in Lansing, or developing new builds in Kalamazoo, we offer a streamlined, efficient process tailored to your investment goals.
What is a Hard Money Loan?
A hard money loan from Crebrid is a short-term financing solution that uses the property itself as collateral. This means that you don’t have to rely on your personal income or credit history to secure funding. Our loans are designed to be fast and flexible, allowing investors to act quickly and efficiently. Whether you're acquiring, renovating, or refinancing properties, Crebrid’s loans are designed with transparency, competitive pricing, and terms that fit your needs.
Cities We Serve in Michigan
Crebrid serves real estate investors throughout Michigan’s key markets and emerging neighborhoods. From the bustling streets of Detroit to the growing residential areas in Grand Rapids, Crebrid ensures you have access to fast and reliable financing wherever you invest.
Loan Options
Explore our tailored loan options designed to support Michigan’s real estate investment strategies. Whether you’re flipping properties in Detroit or funding new construction in Ann Arbor, Crebrid offers the flexibility and speed needed to capitalize on Michigan’s diverse markets.
Secure funding for both property acquisition and renovation with ARV-based loans that are perfect for Michigan’s competitive fix-and-flip market. These loans help you maximize returns while minimizing downtime, especially in high-demand cities like Detroit and Grand Rapids.
Learn MoreQuickly secure capital to close on an investment property while you prepare for long-term financing. Bridge loans are ideal for fast-moving markets like Kalamazoo, where opportunities require swift action.
Learn MoreGet funding for ground-up projects in Michigan’s rapidly expanding metros. Whether you're building single-family homes in suburban areas or larger multi-unit developments, our new construction loans provide the capital you need for every phase of the project.
Learn MoreTap into your property’s equity or restructure existing debt with Crebrid’s flexible refinance loans. These loans are available throughout Michigan and are perfect for investors looking to maximize their portfolio while maintaining cash flow.
Learn MoreHow Our Process Works in Michigan
Crebrid is committed to providing Michigan investors with a fast, efficient, and reliable lending process. We base funding on After-Repaired Value (ARV), allowing us to cover up to 90% of project costs. Our tech-driven platform, combined with expert underwriting, ensures that you get the capital you need without unnecessary delays. Every step of the process is designed to help you move quickly and confidently.
Our process is built to support investors from Detroit to Kalamazoo. From initial approval to final draw, we’re with you every step of the way, ensuring your investment stays on track.
Crebrid’s digital platform simplifies the loan process. Submit property details, purchase price, and renovation plans in minutes, and get a fast, accurate response. With our streamlined process, you spend less time on paperwork and more time focusing on the deal itself.
Crebrid combines the strength of institutional funding with deep local expertise in Michigan’s real estate landscape. Whether you’re investing in Detroit’s revitalization or building new developments in Grand Rapids, we understand the local market and deliver stability through every market cycle.
You choose the leverage, terms, and structure that work for you. Every fee, rate, and draw schedule is clearly laid out from the start, so you know exactly what to expect. With Crebrid, you’re in control of your deal, from initial approval to payoff.
From Kalamazoo to Livonia, Crebrid’s team coordinates fast attorney closings, responsive inspections, and same-day draw decisions whenever possible. With our local knowledge and commitment to speed, you’ll always know where your deal stands and who’s handling it.
Crebrid provides reliable, fast loans designed for Michigan investors. Our process is built for efficiency, ensuring that you can close quickly, fund smoothly, and execute on time — no matter the project size or location.
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Michigan Real Estate Market Insights
Michigan is moving quickly statewide, so your renovations, financing, and listing plans need to match short pendings. At the same time, inventory is building in key metros, which creates selective negotiation opportunities without sacrificing exit liquidity.
- Statewide baseline: The average Michigan home value is $253,279, up 3.1% over the past year, with homes going to pending in around 16 days. That’s a strong backdrop for BRRRR and light-to-medium rehabs, as long as you stay realistic on ARVs; start with the Michigan housing market overview on Zillow.
- SE Michigan trade-group read: Realcomp’s September 2025 highlights show the median sale price rising 5.9% year over year from $269,000 to about $285,000, with average days on market increasing from 32 to 36. For investors, that means prices are still climbing but you get a bit more breathing room on marketing and negotiation.
- City lens (Detroit): In Detroit, the sale-to-list price ratio sits around 97.74% with a median days on market of about 53 days, and the median listing price is roughly $105K, per Realtor.com. That mix of low entry price and near-ask execution can work well for investors targeting cash-flowing rentals or tighter rehabs.
Explore More States Across the Country
Crebrid provides hard money loans to clients across the USA.
Additional Resources
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Essential Tips for First-Time Hard Money Borrowers in Fort Worth
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How to Find the Right Hard Money Lender for Your Dallas Investment Property
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The Benefits of Hard Money Loans for New Construction Projects in Dallas, TX
02.10.2025Michigan Real Estate Investing FAQs
Investing in real estate in Michigan is a great opportunity, but it’s important to understand how Crebrid’s financing process works. Our goal is to provide Michigan investors with fast, transparent, and reliable funding to help them execute their strategies and grow their portfolios. Below, we answer some of the most frequently asked questions about our loan process in Michigan.
Rates are determined based on property type, loan size, and investor experience. Crebrid’s loans are priced based on the asset’s value, not your personal credit or income, ensuring competitive rates and flexibility for Michigan investors.