Wildcat Lending is now Crebrid—powered by a new partnership with Barings. Press release here.

Maryland Hard Money Lender

Access fast, flexible fix-and-flip financing throughout Maryland with Crebrid. We offer same-day approvals, interest-only payments, and loans that close in as little as 3–5 business days, giving you the capital to move forward without delays. Whether you're flipping properties in Baltimore or securing bridge loans in Annapolis, we provide quick funding to help you seize opportunities as they arise. Our streamlined process is designed to keep your real estate projects moving forward smoothly and efficiently.

Residential Transition & Hard Money Lending in Maryland

Looking for efficient and reliable financing for your real estate ventures in Maryland? Crebrid is here to help, providing fast and flexible loan solutions that allow you to act quickly in the competitive Maryland market. Whether you're working on fix-and-flip projects in Baltimore, bridge loans in Silver Spring, or funding rental properties in Frederick, we offer loan structures built to keep you ahead of the game.

We specialize in asset-based lending, meaning our loans are backed by the value of the property itself, not your income or credit score. This approach allows you to secure the capital you need with speed and flexibility, ensuring you can close deals without the typical delays.

What is a Hard Money Loan?

A hard money loan is an alternative to traditional financing that uses the value of the property as collateral, rather than relying on your income or credit history. This makes it easier for real estate investors to access the funding they need quickly, without dealing with the paperwork and delays that come with conventional lenders. Our hard money loans offer competitive rates and flexible terms, making it possible for you to secure funding for fix-and-flips, bridge loans, new construction, and refinancing projects.

Cities We Serve in Maryland

Ready to take your real estate investment to the next level in Maryland? Crebrid offers fast, reliable financing options across the state. From Baltimore to smaller cities, our services are designed to meet the needs of investors in every corner of Maryland.

Baltimore
Annapolis
Silver Spring
Frederick
Gaithersburg
Rockville
Waldorf
Bowie

Loan Options

Explore Crebrid's diverse range of short-term real estate financing solutions, designed for Maryland investors:

Fix & Flip Loans

Fund your purchase and renovation projects with ARV-based loans, designed for fast-paced flips in Maryland's competitive real estate market. Our loans provide the capital you need to get started and complete your projects quickly and efficiently.

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Bridge Loans

Close on properties quickly with bridge loans while you arrange long-term financing or reposition assets. Ideal for investors in fast-moving markets like Baltimore or Silver Spring, our bridge loans allow you to move fast on opportunities without waiting on traditional lenders.

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New Construction Loans

Whether you're building single-family homes or multi-unit properties in Maryland’s growing metro areas, our new construction loans cover both land acquisition and construction costs, providing you the financial support to build from the ground up.

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Refinance Loans

Tap into the equity of your properties or restructure short-term loans into new, longer-term financing that fits your investment strategy. Our refinance loans ensure your capital remains working for you.

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How Our Process Works in Maryland

At Crebrid, we offer fix-and-flip loans based on After-Repaired Value (ARV), covering up to 90% of project costs. Our streamlined process ensures timely closings and quick approvals, so your projects stay on track and on schedule. With clear underwriting and a tech-powered platform, we eliminate delays and keep you informed at every step of the way.

With over 75 years of combined experience, Crebrid has developed a proven system that investors trust to keep their projects moving forward. Our local knowledge of Maryland’s real estate market helps us anticipate and address any challenges that may arise, ensuring your funding is as reliable as your investment strategy.

Technology that accelerates deals, not paperwork.

With our user-friendly platform, all you need to do is upload your project details—property address, purchase price, and rehab budget—and we’ll do the heavy lifting. We cut out the usual back-and-forth, enabling you to move quickly.

Institutional capital. Maryland-focused expertise.

We bring you the best of both worlds: the stability of institutional funding and the local expertise needed to thrive in Maryland’s real estate market. Our team is dedicated to making sure your deal moves smoothly and successfully.

Clear terms. You control the deal.

From leverage to loan terms, you control the deal structure. Our transparent process ensures you know exactly what you’re committing to, so you can focus on executing your investment strategy.

Maryland closings. Fast and local support.

We manage quick attorney closings and work with you for fast inspections and efficient draw requests. You’ll always know who’s handling each part of your deal and what’s coming next.

The results.

Real estate loans built for Maryland investors, designed to close quickly, keep your projects funded, and provide reliable, institutional-grade performance with no confusion.

They Hit Submit. We Did the Rest.

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Steve Jones
 - Fargo, ND

Thanks to Crebrid, my partner and I were able to complete our renovations quickly and get our investment property on the market in no time at all.

Bella Investments

Fantastic service from William at Crebrid! He ensured my draw requests were processed smoothly and efficiently, with great attention to detail and communication. Truly professional and dedicated—highly recommend for any lending needs!

Alicia Berridge
 - St. Louis / California

I’ve worked with Crebrid on four transactions since November 2023, and they’ve been exceptional every step of the way—from lending and insurance to rehab and answering all my questions. They’re professional, reliable, and ethical—especially in the hard money space. Big shoutout to Jack, my rep, for your patience and support. You’re the best. Love this team!

Submit Your Maryland Deal Today

Explore Rates

Maryland Real Estate Market Insights

A steady statewide picture with corridor-level variance favors turnkey and buy-and-hold strategies while you watch inventory and DOM by county:
  • Maryland remains steady: statewide median sale price ~$422K in Aug. 2025 with ~17 median days to pending in September. Quick absorption means cleaner scopes win.
  • State stats: showing a balanced fall market, with September 2025 reports detailing inventory and days-on-market trends by county. Use that to time listings and spot buyer leverage.
  • Baltimore investing: The city remains a value play, running ~41 median DOM and ~100% sale-to-list on recent reads. Investors can target stable cash-flow neighborhoods and watch corridor DOM shifts.

Explore More States Across the Country

Crebrid provides hard money loans to clients across the USA.

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Additional Resources

Investment , Loans , News

The Undead Project: When Your Flip Becomes a Ghost Story

10.23.2025
This Halloween, the real fright isn’t in haunted houses—it’s in the flips that refuse to die. From hidden structural nightmares to endless permit purgatory, these are the true terrors that can turn your dream project into a financial ghost story.
News , Investment

How to Scale from One Flip to Multiple Properties Successfully

08.25.2025
Landing your first flip is just the beginning. To scale successfully, investors need systems, reliable teams, and structured financing. By standardizing processes, building strong partnerships, diversifying deals, and planning exits in advance, you can grow your portfolio strategically while protecting profits.
News , Loans

Using Data to Forecast Market Trends and Time Your Flip

08.25.2025
Successful flips aren’t about luck—they’re about timing. By analyzing local sales trends, inventory levels, and broader economic factors, investors can predict market shifts and plan their buy-renovate-sell strategy with confidence. Data-driven timing turns risk into opportunity and maximizes ROI.

Maryland Real Estate Investing FAQs

Got questions about hard money loans in Maryland? Whether you're an experienced investor or just starting out, we've compiled answers to the most common questions. Here are answers to common questions about hard money loans in Maryland. Whether you're just starting or an experienced investor, these FAQs provide clarity on Crebrid’s process and terms.

Interest rates are based on the specific details of your loan, including property type and leverage. We always offer competitive rates based on the property’s value, ensuring your investment works for you.