California Hard Money Lender

Crebrid’s rates in California are deal-specific and based on the property’s value, location, and leverage. Because we fund primarily on asset value—not borrower income or credit—we’re able to price competitively while still delivering flexibility. Our goal is to keep rates aligned with market performance so California investors can focus on maximizing ROI, not managing loan costs.

Most California loans close within 3–5 business days after title and documentation are finalized. Our tech-driven platform cuts out unnecessary steps and connects directly with local vendors and attorneys to move efficiently. From the time your loan is approved, our team coordinates every part of the closing to ensure there are no delays.

We keep it straightforward: you’ll need a signed purchase contract, a rehab or construction budget if applicable, and entity documents if you’re borrowing through an LLC. We don’t require tax returns, W-2s, or income verification—just the essentials that help us assess your project accurately.

Yes. Crebrid loans in California have no prepayment penalties. Whether you sell, refinance, or complete your project ahead of schedule, you can close out your loan whenever it works best for you—without added fees or restrictions.